Have you ever faced a situation where you wanted to complete a transaction, but the internet connection failed you? You would have wondered how to continue the transaction offline. Don’t worry! You can call *99# and proceed to pay your vendor. Not only does your UPI App facilitate transactions, but helps you check your bank balance.
What Is A *99# Number?
This mobile banking number will tell you the balance and enable you to complete mobile banking transactions. We are so used to this technology that even a minute break from these services may annoy us. With the help of a USSD number, you can request payment or transfer money from one bank account to another.
NPCI has introduced UPI transactions to happen in any part of the country. You can also check the balance. Now users can transact from anywhere. Four service providers support these transactions and this service is available in 13 languages.
The Process Of Completing Transactions Through *99#:
You have to follow the following steps:
- Call the number *99# to complete an online payment.
- The menu icon will open up displaying different options like send money, receive money and a few other options.
- Type 1 and click the send button.
- Choose the method of completing a transaction like mobile number, or UPI.
- Type the UPI option and send it.
- Type UPI PIN and complete the transaction.
Is There An Upper Limit For Transactions?
The upper limit for UPI transactions without an internet connection is Rs. 5k. This money transfer app will charge a small amount like 50 paise for every transaction. Whenever you make a transaction you have to feed the recipient’s mobile number, and the transaction is complete. If you live in an area with poor network coverage, don’t worry, the USSD number will help you complete online payments.
How To Set Up Offline Payments:
Do you want to set up offline UPI payments on your mobile? It would help if you allowed that option on your mobile. The following steps can help you do that:
- From your mobile number call *99#. You can now make transactions even without the internet.
- Choose the language you want to continue from the options in the App.
- Enter your bank’s IFSC code to process the payment.
- If you hold multiple bank accounts and have linked your mobile number, there will be an option to choose the bank account to process payment.
- Click on the appropriate option and complete the transaction.
- Enter the debit card’s last six digits and the transaction is complete.
- If you have completed entering all the options, click exit. Offline UPI payment facility will be activated.
Summing Up:
UPI is a internet banking app that enables money transfer from one account to another. It requires an uninterrupted internet connection to complete transactions. But if you are in an emergency and need to make an immediate transaction, click *99# to complete a transaction. Before that, you need to enable this feature on your mobile. This USSD code comes to the rescue when you live in an area with poor internet connectivity.
